The personal loan is an interesting possibility in many occasions, because it can be used for financing vacations, buying appliances, buying vehicles, home renovations, studies, among other expenses.
But before applying for a personal loan for any of these cases, it is important for the applicant to pay special attention to some issues such as the interest rate and the payment term.
| Positive points | Negative points |
|---|---|
| After approval, the applicant will receive the money within 2 hours | It will be necessary to present proof of address from the last month |
| The application is done in minutes without having to fill out multiple forms | The applicant needs to present an identification document |
Due to its ease of acquisition and for not having many requirements, it can be requested by individuals. One way to apply for a personal loan quickly and easily is online, so the process is fast and it is a way to get money without having to go through any banking bureaucracy.
The applicant can apply for a personal loan online at any time of the day without leaving home.
The amount released in the personal loan will depend on the credit analysis performed by the financial institution. In the credit analysis, the profile of the consumer and the requirements necessary to contract the loan are analyzed.
Then after analysis the application will be approved and the money will be released to the applicant's account, which was informed at the beginning of the registration.
If the applicant is afraid of being late with the installments, he can allow them to be debited directly from his current account.
At the beginning of the application, he/she chooses this option when filling out the financial form and also chooses the number of installments that he/she wants to pay, with the opportunity to have a long time to make the payment.
After this decision the installments will be debited directly from your current account without you having to pay them via billet.
| Benefits | |
|---|---|
|
No hidden fees
|
No hidden fees for the loan application |
|
Ease of application
|
You have one of the easiest loan applications on the market |
|
No paperwork
|
No paperwork when applying for a loan |
|
Payment terms
|
Repayment terms from 1 to 5 years |
In this article you will be able to know more about the Zopa Personal Loan, that is being one of the most acquired in the country, for having one of the lowest interest rates of the market.
Attendance
With the Zopa Personal Loan the applicant has one of the best customer service of the country, because it is offered empathy to assist the requests of the customers.
To know more and to make your request click in the button below.
I Want My LoanResources
As the service of the Zopa Personal Loan is done totally online, the applicant will have all the information accessible through the digital channels.
Rates
Personal Loan Zopa, is considered by their applicants to have one of the lowest rates in the country. Click on the button below to make your request.
I Want My Loan
