The self method is very kind, certainly very good for those with bad credit, those with fair credit may like this card, for being a simple card, however, useful. For those who like a hassle-free card, you're sure to like Visa Self.
| Positive points | Negative points |
|---|---|
| Card limit increases | Annual fee charged |
| No Credit Charge | It can be confusing to know which credit builder plan to choose |
The Self Visa credit card is a secured card, unlike secured credit cards that require an upfront deposit, for self you will first have to open a Self Credit Builder account, which is a secured credit building loan funded by one of Self's partners.
Next, you must choose one of four account options: deposit $25 every month for 24 months, deposit $35 for 24 months, deposit $48 for 12 months, or deposit $150 for 12 months.
| Benefits | |
|---|---|
|
Increases
|
Card limit increases |
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Account
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Your deposit stays in your credit controller account |
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Accessible
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Everyone can apply |
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Collection
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No Credit Charge |
How to get this credit card
After opening your Self Credit Builder account, and making the required monthly payments on time for 3 consecutive months have accumulated at least $100 in payments in your credit builder account, you will be eligible for the Self Visa Credit Card. Click the button below and apply for your card:
I Want My CardAnnual fee
The Self Visa Card also carries a $25 annual fee. And, if you choose the lower monthly payment option, you will have to wait until you accumulate the minimum $100 in your account to qualify.
Credit Check
The great thing about this card is that there is no credit check or additional deposit required, as your funds are already secured in your Self Credit Builder account. Your payments will be reported to the three major credit bureaus, which will increase your credit score. Click the button below and apply for your card:
I Want My Card
