Everyone, at some point in his or her life, will have to contact some financial institution to ask for a loan. This may sound a bit desperate, but it is not always so.
With good planning, getting into debt in a responsible way is possible.
The main characteristic of this money is that it is free to use. In other words, it is not necessary to indicate what the application will be, unlike what happens with financing.
| Positive Points | Negative Points |
|---|---|
| The release of the amount occurs within hours | The institution requires that the applicant be of legal age and have active documents |
| There are up to 60 months to pay off your monthly installments | It is necessary to present proof of employment, as well as the employer's contact information |
In exchange for this concession, the finance company charges a monthly interest rate, which varies according to the company's policy and the negotiation with the contracting party.
Other factors can influence the amount, such as the total amount borrowed and the client's credit analysis.
The latter can generate an increase in the charge for the institution's security in case of default. As the concept itself indicates, there is no specific purpose for personal loans.
Thus, it becomes an option for any kind of person, especially those who are experiencing financial problems or who want to invest in a new life project.
One of the main advantages of personal credit is its ease of acquisition. You can get a loan quickly and easily, either through the internet or directly at the branch.
Because of this agility in the process, the resource is very indicated for those who need the money for an emergency, such as health problems or debts. It is of great necessity and importance to know the institution that will provide the services for you.
| Benefits | |
|---|---|
|
Apply online
|
The application is completely online, which makes it easy to apply |
|
Customer Security
|
It has one of the most recognized customer security models in the country |
|
Interest rate
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The most affordable interest rates in the personal loan segment |
|
Credit History
|
Credit history is not checked at the time of enrollment |
RACQ has decades of experience in the financial sector, possessing not only credibility, but also unique conditions and benefits.
In this article we will show you all of them and why requesting the services of RACQ will be your best choice.
Immediate release
RACQ has one of the fastest personal loan releases in the financial market, with great availability and personalized attention.
If you want to know more about RACQ personal loans, click on the button below.
I Want My LoanExtended maturities
The entity also offers one of the longest maturities in the guarantee market. Up to 60 months to settle your installments, ensuring greater flexibility and peace of mind for your overall finances.
No fees
The bank guarantees that the applicant incurs no costs in granting your personal line of credit. If these concessions are what you are looking for, click on the button below and guarantee them.
I Want My Loan
