Cardholders do not have to pay an annual fee to use this card, and there are no fees for many common transactions. In addition, cardholders can earn up to 3 points for every dollar spent, as well as a 30,000 bonus when opening their account for the first time. Read on to learn more.
| Positive points | Negative points |
|---|---|
| No first year annuity | APR of cash advance: 12.24% to 18.00% |
| 3x points on trips and 2x points on meals | Late payment fine: up to US$ 25 |
The Odyssey Rewards card is a great option for those who want a no-fee rewards card. It's especially good for frequent travelers, as cardholders can earn three times as many points on travel purchases. No annual fee and no fees for cash advances, foreign transactions and balance transfers make this card much more attractive.
The Odyssey card gives cardholders reward points on almost everything they buy with their credit card. The points system is straightforward, with every dollar spent earning one point for cardholders.
| Benefits | |
|---|---|
|
APRs
|
Lower APRs |
|
Transactions
|
No fees on foreign transactions, cash advances and balance transfers |
|
APR
|
0% intro APR for 12 months on balance transfers |
|
Bonus
|
30,000 bonus points for the first 3 months |
30,000 bonus points for the first 3 months
Cardholders also have the opportunity to earn bonus reward points when they first sign up for this credit card. If you spend at least $3,000 in the first 90 days after opening an Odyssey account, you automatically qualify to earn 30,000 points. Click the button below and apply for your card.
I Want My Card0% APR on balance transfers
You already know that there is no fee for balance transfers with this credit card, but First Tech offers cardholders an added incentive to transfer funds from another card. If you make a balance transfer within the first 90 days of opening your account, you can enjoy 12 months of 0% interest on that transfer.
Lower APRs
Many credit unions offer competitively low APRs to their members, and First Tech is no different. Credit card applicants can qualify for an interest rate about five points below the national average. Even the highest APR an applicant can qualify for is only slightly higher than the national average. Click the button below and apply for your card.
I Want My Card
