A personal loan is a form of financing that is granted to an individual to meet his or her financial needs, without having to specify the reason for which the money will be used.
It can be applied for through the banks' digital channels, making the process easier and faster.
It is important to remember, however, that before applying for a personal loan it is necessary to find out about interest rates, payment terms, payment conditions, among other aspects.
| Positive Points | Negative Points |
|---|---|
| The release of the credit is made a few hours after approval | The applicant must have a good credit history to apply for a loan |
| It has one of the easiest applications in the market and easy credit release | The applicant must have proof of income for the past 6 months to apply for credit |
It is important to check the conditions of the loan and compare them with other financing options available in the market to choose the best option.
In addition, it is important to bear in mind that when applying for a personal loan, it is necessary to have a proven income and a positive credit history, as these are factors that can influence credit approval.
In summary, the personal loan is a popular financing tool that is easy to manage through the banks' digital channels, but it is important to inform yourself about all the aspects involved in granting a credit before making any decision.
Personal loans have terms and rates set by the lender and must be discussed and agreed upon between the parties before the loan is granted. The term is the period of time in which the loan must be paid back.
Interest is the lender's remuneration for the loan given and can be fixed or variable. Fixed interest rates are those that remain constant throughout the period of the loan, while variable interest rates change according to market conditions.
| Benefits | |
|---|---|
|
Online application
|
Fully online loan application process |
|
Security
|
Security system in place to prevent fraud |
|
Approval rate
|
One of the highest approval rates |
|
No Hidden Fees
|
No hidden fees for the loan application |
Interest rates vary between financial institutions and vary according to the customer's profile and the amount of the loan. With that we will show you a little more about the Finio Personal Loan.
Market performance
The Personal Loan Finio has become one of the most sought after in the credit market, because of years of performance in the market.
With 10 years acting in the release of credit, it has many advantages such as terms, rates and values, besides the ease of application. To learn a little more, click on the button below and take the opportunity to request your loan.
I Want My LoanOnline application
The application for the Finio Personal Loan is totally online and has one of the most simplified applications on the market. Through the site, there is a tool for simulation evaluation of the credit that will be requested.
Amounts and terms
The Finio Personal Loan amounts vary from $ 500 to $ 5.000. The terms may be up to 36 months. So if you are in need of money for some emergency, click on the button below.
I Want My Loan
