Buying real estate with the intention of generating income is something cultural, which the population believes to be the safest and most profitable source for building a solid patrimony.
However, with the rise of the financial markets in the last few years, space has opened up for Real Estate Funds (FIIs), a versatile and accessible alternative.
After all, what are Real Estate Funds?
Real Estate Funds or FIIs are quotas of the real estate segment negotiated in the Stock Exchange, which guarantees transparency to the negotiations and greater liquidity.
They are resources invested in commercial buildings, hotel chains, shopping malls, among others, these called Brick Fund, characterizing the best opportunities.
In this sense, it is fundamental to emphasize the diversification brought by the FIIs in the investment portfolios, due to the several rental segments mentioned above, making directly inaccessible classes feasible.
In summary, FIIs become the best alternative for those who seek recurring income from rents paid by tenants already installed, income tax exemption and professional assistance when investing.
As for direct investment in real estate, when is it most interesting?
The purchase of real estate, on the other hand, is ideal for the investor who seeks greater capital gain, since there is the possibility of appreciation and the formation of land that can be leased.
Furthermore, it becomes a favorable option for those who are looking for real estate acquisitions in specific regions of the city.
Thus, it is possible to conclude that the choice will depend on the projections, expectations, and financial situation of each person.
What are the main advantages of buying FIIs and real estate?
Advantages of Real Estate Funds:
- Guarantee of professional management;
- Liquidity and agility in buying and selling;
- Low bureaucracy in the acquisition of quotas;
- Low investment value;
- Income tax exemption on the receipt of dividends.
Advantages of Real Estate:
- Exempt from administration fees;
- Freedom to choose, as to price and location;
- Better negotiation in cash payments;
- Possibility of appreciation in the long term;
- Exemption of income tax in specific cases.
