The best credit cards of 2023

If you are looking for a credit card in 2023, our team will help you make the best choice. Our team of financial experts and industry professionals have conducted several studies and research to make the list below and help you make the best choice with all the data available in a practical way. We look for cards with low interest rates and that are easy to obtain. Our list includes cards with bonuses and rewards to get the most out of your purchases.
Browse our list and choose the right card for you and your financial needs.

1. St. George Vertigo Visa Credit Card

1. St. George Vertigo Visa Credit Card

The St. George Vertigo is a low rate card suitable for people looking for just the basics when it comes to a credit card.

Benefits
Card
Free additional card
Payments
Mobile payments
Technology
Approximate payment
Flag
Visa
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2. Virgin Atlantic World Elite Mastercard Credit Card

2. Virgin Atlantic World Elite Mastercard Credit Card

The Virgin Atlantic World Elite Mastercard is not your ordinary airline credit card. Besides a welcome bonus, it offers a higher than usual daily reward rate of 1.5 Virgin Points per dollar spent.

Benefits
Miles
Earn miles
Bonus
Welcome Bonus
Guarantee
Purchase guarantee
Upgrade
Earn a Premium Upgrade or a ticket
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3. British Airways American Express Premium Plus Credit Card

3. British Airways American Express Premium Plus Credit Card

The American Express Premium Plus card from British Airways is a solid reward credit card particularly suitable for BA frequent flyers.

Benefits
Cards
Complimentary Cards
Rate
Earned Fee
Redeem
Redeem your Avios for flights
Insurance
Travel Inconvenience Insurance
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4. United Quest Visa Credit Card

4. United Quest Visa Credit Card

United is a premium airline credit card that offers a little more in almost every category than other cards in its class.

Benefits
Reimbursement
Lost luggage reimbursement
Trip delay
Travel delay reimbursement
Cancellation
Trip Interruption / Cancellation Insurance
Protection
Purchase Protection
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5. IHG Rewards Premier Credit Card

5. IHG Rewards Premier Credit Card

Recently, the most widely used credit card in the country has been IHG Rewards Premier, due to its wide range of services, numerous benefits, and various advantages.

Benefits
Receive
Receive up to $100 credit
Birthday
Birthday Night
Fourth Night
Free Wednesday Night
Win
Earn 10 points per dollar at IHG
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6. Costco Anywhere Visa Credit Card

6. Costco Anywhere Visa Credit Card

The Costco Anywhere Visa card from our partner Citi can be considered a top credit card with cash back.

Benefits
Transaction
No foreign transaction fees
Bonus
High reward rates in bonus categories
Cash back
Earn 4% cash back on eligible gas and EV purchases
Reward
Rewards paid once a year
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7. American Express Airpoints Platinum Credit Card

7. American Express Airpoints Platinum Credit Card

The American Express Airpoints Platinum Card offers one of the best airline points loyalty programs in the country. This is due to the diversity of partners and the various redemption options available.

Benefits
Inconvenience
Travel Inconvenience Coverage
Cancellation
Trip Cancellation Coverage
Passes
Free Lounge Passes
Protection
Free Purchase Protection
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8. BNZ Advantage Visa Platinum Credit Card

8. BNZ Advantage Visa Platinum Credit Card

The BNZ Advantage Visa Platium Credit Card offers cardholders the opportunity to earn Fly Buys points or get cash back on the card, plus many other benefits and advantages.

Benefits
PriceGuard
Provides a refund of the difference between the price
Service
Concierge Service
Travel
Travel Insurance
Outgoings
$15 spent = 1 point Fly Buys
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9. Hotpoints Westpac World Mastercard Credit Card

9. Hotpoints Westpac World Mastercard Credit Card

As Westpac, the Westpac World Mastercard allows cardholders to earn unlimited hot points at the bank's highest rate, while enjoying many top benefits.

Benefits
Lounge
Access to the Priority Pass lounge
Insurance
Free international travel insurance
Cover
Free retail coverage on purchases
Upgrades
Unlimited upgrades of a car class with Hertz
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10. Citi AAdvantage Platinum Select World Elite Mastercard Credit Card

10. Citi AAdvantage Platinum Select World Elite Mastercard Credit Card

The Citi AAdvantage Platinum Select World Elite Mastercard is a good option for those who want to earn miles in the AAdvantage program and gain some basic advantages.

Benefits
Limit
No Mileage Earnings Limit
Reward
Earn rewards
Transactions
0% foreign transaction fees
Rate
No foreign transaction fees
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11. Self Visa Credit Card

11. Self Visa Credit Card

Self Visa Credit Card is designed for beginners who are building their credit, it will help you ease your way to a great line of credit.

Benefits
Collection
No Credit Charge
Increases
Card limit increases
Account
Your deposit stays in your credit controller account
Accessible
Everyone can apply
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12. ASB Visa Rewards Credit Card

12. ASB Visa Rewards Credit Card

The ASB Visa Rewards Card is a flexible rewards card that earns points in ASB's True Rewards program.

Benefits
Discounts
AA Smartfuel discounts
Download
Transfer your balance
Payments
Mobile payments
Flag
Visa
I Want My Card

13. AUB Easy Mastercard Credit Card

13. AUB Easy Mastercard Credit Card

Now you can have a credit card on your own terms! Never pay annual fees and choose exactly when to pay your bill with an AUB Easy Mastercard.

Benefits
Date
Choose the payment date of your preference
Choose
Choose how many times to pay per month
Easy
Uncomplicated
Benefits
Good benefits
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14. Metrobank M Free Mastercard Credit Card

14. Metrobank M Free Mastercard Credit Card

Want to save money? A credit card with no annual fee can be a good choice, the Metrobank M Free Mastercard offers many benefits and 0 annual fee.

Benefits
Approach
Chip enabled for proximity contact
Easy
Easy approval
Benefits
Exclusive benefits
Flag
Mastercard
I Want My Card

15. HSBC Red Mastercard Credit Card

15. HSBC Red Mastercard Credit Card

Does the possibility of earning rewards make you happy? The HSBC Red Mastercard offers 4x bonus points for any daily purchase.

Benefits
Promotion
Shopping promotions
Savings
You save on interest
Discount
6% discount on your first purchase of fuel
Discount
Discount of 3% on subsequent purchases of fuel
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16. Delta SkyMiles Reserve American Express Credit Card

16. Delta SkyMiles Reserve American Express Credit Card

In recent years, the Delta SkyMiles Reserve American Express Credit Card has stood out as the most widely used credit card in the country, thanks to its many advantages.

Benefits
Increase
Status Increase
Bag
First checked bag free
Protection
Purchase Protection
Transaction
No foreign transaction fees
I Want My Card

17. RCBC Gold Mastercard Credit Card

17. RCBC Gold Mastercard Credit Card

The gold credit card standard has been successfully set with the RCBC Gold Mastercard, earn many more reward points with every purchase.

Benefits
Flag
Mastercard, accepted everywhere
Insurance
Free travel insurance and purchase protection for every trip
Savings
You save more
Rewards
Your rewards don't expire
I Want My Card

18. Southwest Rapid Rewards Priority Credit Card

18. Southwest Rapid Rewards Priority Credit Card

The Southwest Rapid Rewards Priority Credit Card is the only card that centralizes your benefits, is accepted everywhere with the Visa flag, and brings you many possibilities to have fun, enjoy events, travel, and more.

Benefits
Warranty
Extended warranty
Bonus
Birthday bonus
Transaction
No foreign transaction fees
Welcome offer
Earn 50,000 points when you spend $1,000 on purchases in the first three months
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19. Security Bank Gold Mastercard Credit Card

19. Security Bank Gold Mastercard Credit Card

Want a rewarding credit card experience? With the Security Bank Gold Mastercard, you earn reward points and can take advantage of the exclusive promotions it offers you.

Benefits
Purchase
Secure online shopping with SecureCode
Exclusive Promotions
Enjoy exclusive rewards and promotions all year long
Flag
Card issuer is Mastercard
Benefits
Several assorted benefits
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20. Metrobank Cashback Visa Credit Card

20. Metrobank Cashback Visa Credit Card

If you like to shop smart, the Metrobank Cashback Visa will probably billet your eyes, you can earn up to 8% cash back on your daily purchases.

Benefits
Interest-free installments
Enjoy 0% interest installment plans up to 24 months
Add-ons
Register up to four supplementary cardholders
Flag
Flag of the Visa card
Cashback
Great Cashback
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