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Robert Ruan
Robert Ruan
Posts by Robert Ruan
When credit cards outperform debit — and why it matters
06/26/2025
The most underrated asset class in a modern portfolio
06/20/2025
The best way to compare two loan offers quickly
06/18/2025
Secured loans explained without jargon
06/13/2025
How to rotate cards for seasonal cash back like a pro
06/09/2025
What card companies don’t advertise — but you need to know
06/05/2025
Small purchases, big impact: using micro-spending for credit gains
05/31/2025
Stacking rewards: how to maximize points without spending more
05/24/2025
Understand your payment schedule before it controls you
05/23/2025
What tracking your expenses reveals about your values
05/21/2025
Why pre-approval isn’t a guarantee
05/16/2025
Premium card benefits you didn’t know you were paying for
05/12/2025
Start investing without knowing the stock market
05/11/2025
Master your budget without using a spreadsheet
05/06/2025
When refinancing makes sense — and when it doesn’t
05/05/2025
Why your second credit card might be more valuable than your first
04/27/2025
Swipe smarter: how to unlock elite perks with basic cards
04/22/2025
Turn everyday spending into rewards without changing habits
04/20/2025
How to know if you’re really getting a good loan deal
04/12/2025
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